Illinois Bankers Association

Insurance Services

Your leading bank deserves leading industry expertise.

The Consultants, powered by Illinois Bankers Insurance Services, ONLY work with banks. We uniquely know, understand and care about your insurance needs. Find everything you need including Financial Institution coverages, Property & Liability insurance, Workers Compensation, and a menu of Employee Benefits.

Our experience, volume, and reputation with the major insurers coupled with our sole focus on banking makes us a natural fit for you. We do the research and bring forward the best products and services available anywhere – building a coverage and benefits packages unique to your situation – not the customer down the street.

Questions / Quote, connect with the The Consultants.

Financial Institution Coverages

Financial Institutions Insurance


Blanket Coverage Buildings & Contents

Blanket EDP Coverage

Earthquake, Mine Subsidence and Flood

Foreclosed Property Coverage

Force Placed Property and Flood Insurance 


Aggregate Per Location Up to $10M

World-wide Coverage

Fellow Employee Exclusion Deleted 

Cyber Liability 


No Retention

Pay on Behalf of Aggregate Limits Per Location

World-wide Coverage 

Mortgage Impairment E&O


Forced Place 

Workers’ Compensation 


Broad Form Endorsements

Employees as Insureds by Endorsement


No Aggregate Limit

Cyber Extortion

Fraudulent Email, Fax and Voice


Claim Audit Expenses

Stop Pay Legal Liability

Wrongful Check Dishonor

Credit/Debit Card Coverage

Excess Deposit Coverage 


Management & Professional

Separate Limits/Separate Aggregates


Securities Coverage

Depositor Liability

Fiduciary Liability

Lender Liability

Optional Third Party Coverage

Bankers Professional Liability

Trust Errors and Omissions 

Employment Practices Liability Insurance

Employee Benefits


Fully Insured



Employer Paid

Voluntary Plans 


Short Term

Long Term

Individual LTD 


Group Term Life

Voluntary Life

Dependent Life 


Employer Paid

Voluntary Plans 

Pre-Taxed Benefit Plans

Cafeteria Plans

Flexible Spending Accounts

Voluntary Insurance Plans

Revenue Generating Programs

Bank Agency Services 

Turnkey Customer Program

Accidental Health & Dismemberment

Recuperative Care

Hospital Accident Plan

Life Insurance 

Credit Life and Disability 

Home Equity Protection Program