Terms of Use / Privacy Policy

Illinois Bankers Association®


Please read this agreement carefully before accessing or using this website. By accessing or using the Illinois Bankers Association (the “IBA”) website at ilbanker.com (the “Website”), you agree to be bound by the terms of use below (the “Agreement”). If you do not wish to be bound by the Agreement, you should not access or use the Website.

General Disclaimer

Any information on the Website or on any site to which it links (the “Linked Sites”) is intended for informational purposes only. The IBA makes no representation, warranty or guarantee concerning the accuracy or reliability of any content on the Website or on Linked Sites.

Access and Use

Your access and use of the Website is subject to the terms, obligations and restrictions regarding the access and use of the Website as set forth in this Agreement.

Limited License

This Agreement provides to you a limited, non-exclusive, royalty-free, non-transferable, revocable license to access and use the Website, including any page or portion of a page of the Website made accessible to you under this Agreement that you copy, print, download or store in any medium, provided that such copied, printed, downloaded or stored page or portion of a page includes all copyright and other applicable notices.


You may not use, copy, print, store, reproduce, publish, broadcast, transmit, transfer, distribute, display, mirror, frame, rent, lease, sell, modify, alter, license, sublicense, private label, commercially exploit or otherwise use any content provided by the IBA on the Website in any manner not expressly permitted by this Agreement. 

Prohibited Activities

You may not: (i) use any “deep link,” “page scrape,” “robot,” “spider,” or other automatic device, program, script, algorithm, or methodology, or any similar or equivalent manual process, to access, acquire, copy, or monitor any portion of the Website or in any way reproduce or circumvent the navigational structure or presentation of the Website to obtain or attempt to obtain any content on the Website through any means not purposely made available through the Website, (ii) attempt to gain unauthorized access to any portion or feature of the Website, including, without limitation, the account of any other user, or any other systems or networks connected to the Website, or to any server or to any of the services offered on or through the Website, by hacking, password “mining,” or any other illegitimate or prohibited means, (iii) probe, scan or test the vulnerability of the Website or any network connected to the Website, nor breach the security or authentication measures on the Website or any network connected to the Website, (iv) reverse look-up, trace or seek to trace any information on any other user of or visitor to the Website, (v) take any action that imposes an unreasonable or disproportionately large load on the infrastructure of the Website or on the IBA’s systems or networks or any systems or networks connected to the Website, (vi) use any device, software or routine that interferes with the proper working of the Website or any transaction conducted on the Website, or with any other person’s use of the Website, (vii) forge headers, impersonate a person, or otherwise manipulate identifiers in order to disguise your identity or the origin of any message or transmittal you send to the IBA on or through the Website, (viii) use the Website to harvest or collect email addresses or other contact information, (ix) market, co-brand, private label, separately distribute, resell, or otherwise permit third parties to access and use the Website (or any part thereof), or (x) use the Website in an unlawful manner or in a manner that could damage, disparage or otherwise adversely affect the IBA. 

Linked Sites

The Linked Sites on the Website are not under the control of the IBA, and the IBA is not responsible for the contents of any Linked Site, including, without limitation, any link contained in a Linked Site, or any changes or updates to a Linked Site. The IBA is not responsible for webcasting or any other form of transmission received from any Linked Site. The IBA is providing Linked Sites to you only as a convenience, and the inclusion of any Linked Site does not imply endorsement by the IBA of the Linked Site or any association with its operators.

Disclaimer of Warranties

The IBA makes every effort to keep the Website available at all times. However, loss of Internet connectivity or failures of hardware or software still may occur. The Website and all related content, materials and software are provided “as is” and “as available,” and the IBA disclaims any and all representations and warranties, whether express or implied, including implied warranties of title, merchantability, fitness for a particular purpose, or non-infringement. The IBA does not represent or warrant that content, materials and software on the Website are accurate, complete, reliable, current or error-free, or that the Website, its servers, or any platform applications are free of viruses, trojans or other harmful components. You should exercise caution in the use and downloading of any content, materials or software from the Website, and use industry recognized software to detect and disinfect viruses, trojans and other harmful components.

Personal Login Information

Many features and areas of the Website are made accessible only with registration and proper login. If you are required to register and select a unique login and password (“Personal Login Information”), you must keep your Personal Login Information confidential, including taking appropriate measures to maintain its confidentiality, such as logging off and closing the Internet browser, especially when you are connected to the Internet through an unsecured network or when using a public computer. Your Personal Login Information is personal to you, and you may not allow any other person or entity to use it under any circumstances. The IBA is not liable for any harm caused by or related to the theft, misappropriation, disclosure or unauthorized use of your Personal Login Information. If you become aware of or believe there is or may have been any unauthorized use of your Personal Login Information, you must immediately contact the IBA at (217) 789-9340.


By using the Website, you agree, without limitation or qualification, to be bound by the Website Privacy Policy. The Website may place a software tag called a “cookie” when you log in to identify you as a user when you visit the Website. Cookies are used to identify returning visitors, so that you may not need to re-enter your Personal Login Information each time you visit the Website, and they also are used to allow entrance into the Members Only sections of the Website. This information also is intended to ensure user compliance with copyright restrictions and to provide website security.

Children’s Privacy Policy

The Website is not structured to attract children. Accordingly, the IBA does not intend to collect personal information from anyone known to the IBA to be under 13 years of age.

Information Security

All information gathered on the Website is stored and maintained in secure facilities that limit access to authorized personnel. The IBA makes every effort to utilize the latest in security features and patches available for securing data. However, the IBA makes no representations or warranties as to the security of any information that it collects and stores.


This Agreement is subject to modification or amendment by the IBA at any time.