Compliance

Compliance Events

Regulatory Compliance Series

September 15-19, 2025

IBA Center for Banking Excellence, Springfield, IL, or Live-Streamed

This comprehensive series provides an overall deep understanding of the complexities of regulatory compliance and how they apply to everyday situations. New and seasoned team members will diminish the complex nature of regulatory compliance after attending this program.

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Compliance Peer Group

Friday, October 10, 2025

IBA Center for Banking Excellence, Springfield, IL, or Live-Streamed

The Compliance Peer Groups provide an opportunity for bankers to join together and examine pressing issues constructively, exchange ideas, and share solutions among colleagues in a comfortable and professional environment. We will provide timely updates on various topics for you to take back to your bank.

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BSA/AML Yearend Update

October 15, 2025

Live-Streamed

This two-day program focuses on the current changing BSA, AML/CFT compliance arena and offers tools to manage an “adequate” and “effective and reasonably designed” BSA program to meet regulatory expectations. In addition, this program also assists financial institutions in meeting the annual training requirements by the BSA regulations.  

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IBA Compliance Connection

Illinois bankers are constantly challenged with new laws, regulations, enforcement trends, and other pressing compliance concerns. The IBA is here to help! Your IBA membership includes access to members-only compliance resources, guidance on compliance inquiries, outstanding educational events and networking opportunities, a weekly compliance newsletter, and more!

Daily Coffee

FDIC No Longer Examining for Disparate Impact Liability. The FDIC announced that it has removed references to disparate impact liability from its Consumer Compliance Examination Manual, consistent with President Trump’s Executive Order directing agencies to deprioritize enforcement based on disparate impact liability. FDIC examiners will instead “evaluate potential discrimination under the Equal Credit Opportunity Act and Fair Housing Act only through evidence of disparate treatment.” View FDIC FIL-41-2025 and the redlined changes.

September 2, 2025

SBA Orders Lenders to End and Redress “Debanking” Practices. The Small Business Administration (SBA) has issued a letter to SBA-lenders instructing them to end “politicized or unlawful banking practices,” pursuant to a recent Executive Order. The letter directs SBA lenders to identify policies or practices that resulted in politicized or unlawful debanking, identify and reinstate previous clients denied services through politicized or unlawful banking, and notify such clients of the renewed option to engage in services previously denied. Covered financial institutions must comply by December 5, 2025, and submit a detailed report to the SBA evidencing their compliance by January 5, 2026. Read the announcement and letter.

August 27, 2025

More Compliance News

Compliance Q&A

If we deny a loan application on the day we receive it, must we still send the applicant an appraisal notice?

Find Out the Answer!

IBA Compliance Connection – A Valuable Resource for IBA Members

4000+

Original IBA Q&As, together with relevant articles, court decisions, and more!

200+

Topic pages covering a broad spectrum of compliance matters, indexed by bank process and function, together with all relevant Illinois laws and federal regulations

1100+

IBA members have an exciting resource to help them — IBA Compliance Connection at GoToIBA.com — a free website for all employees of IBA member banks that will quickly become your “go to” source for Illinois banking compliance information, guidance and support — each and every day! Request access today!

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