Compliance

Compliance Events

Regulatory Compliance Series

September 15-19, 2025

IBA Center for Banking Excellence, Springfield, IL, or Live-Streamed

This comprehensive series provides an overall deep understanding of the complexities of regulatory compliance and how they apply to everyday situations. New and seasoned team members will diminish the complex nature of regulatory compliance after attending this program.

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Compliance Peer Group

Friday, October 10, 2025

IBA Center for Banking Excellence, Springfield, IL, or Live-Streamed

The Compliance Peer Groups provide an opportunity for bankers to join together and examine pressing issues constructively, exchange ideas, and share solutions among colleagues in a comfortable and professional environment. We will provide timely updates on various topics for you to take back to your bank.

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BSA/AML Yearend Update

October 15, 2025

Live-Streamed

This two-day program focuses on the current changing BSA, AML/CFT compliance arena and offers tools to manage an “adequate” and “effective and reasonably designed” BSA program to meet regulatory expectations. In addition, this program also assists financial institutions in meeting the annual training requirements by the BSA regulations.  

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IBA Compliance Connection

Illinois bankers are constantly challenged with new laws, regulations, enforcement trends, and other pressing compliance concerns. The IBA is here to help! Your IBA membership includes access to members-only compliance resources, guidance on compliance inquiries, outstanding educational events and networking opportunities, a weekly compliance newsletter, and more!

Daily Coffee

Federal Court Upholds Debit Interchange Fee Caps. A federal district court in Kentucky has dismissed a lawsuit seeking to vacate the Federal current debit interchange caps in Regulation II — to 21 cents plus 0.05% per transaction since 2011. The court held that the Federal Reserve’s regulation was not contrary to law and complied with the Durbin Amendment to the Dodd–Frank Act. Last month, a federal district court in North Dakota reached the opposite conclusion, finding that the Federal Reserve exceeded its authority by allowing debit card interchange fees to incorporate the recovery of fraud prevention and other costs. Read the order and a related article.

September 15, 2025

President Signs Law to Combat the Sale of Trigger Leads. President Trump has signed the Homebuyers Privacy Protection Act (Public Law 119-36) into law, which limits when credit reporting agencies can share residential mortgage loan applicants’ personal information (known as “trigger leads”). The law prohibits credit reporting agencies from providing consumer credit reports to third parties in connection with residential mortgage transactions unless the consumer has consented or the consumer is a customer of the third party. View Public Law 119-36 and a related article.

September 12, 2025

More Compliance News

Compliance Q&A

If we deny a loan application on the day we receive it, must we still send the applicant an appraisal notice?

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IBA Compliance Connection – A Valuable Resource for IBA Members

4000+

Original IBA Q&As, together with relevant articles, court decisions, and more!

200+

Topic pages covering a broad spectrum of compliance matters, indexed by bank process and function, together with all relevant Illinois laws and federal regulations

1100+

IBA members have an exciting resource to help them — IBA Compliance Connection at GoToIBA.com — a free website for all employees of IBA member banks that will quickly become your “go to” source for Illinois banking compliance information, guidance and support — each and every day! Request access today!

Compliance Feed