Compliance

Compliance Events

IBA Compliance Conference - A Virtual Experience!

May 21, 2026

Live-Streamed

Whether you are a full-time compliance officer or an internal auditor, or if compliance is one of your many hats, this conference will help you identify and manage cutting-edge issues that are central to a successful compliance or audit program.

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Compliance Peer Group

July 10, 2026

IBA Center for Banking Excellence, or Live-Streamed

The Compliance Peer Groups provide an opportunity for bankers to examine pressing issues constructively, exchange ideas, and share solutions among colleagues in a comfortable and professional environment. We will provide timely updates on various topics for you to take back to your bank.

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Performing Your ACH Update

July 14, 2026

Live-Streamed

All financial institutions must conduct an annual ACH audit. This session focuses on the Nacha Operating Rules audit requirements and guidelines that are specific to Receiving Depository Financial Institutions (RDFIs) as well as Originating Depository Financial Institutions (ODFIs). 

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IBA Compliance Connection

Illinois bankers are constantly challenged with new laws, regulations, enforcement trends, and other pressing compliance concerns. The IBA is here to help! Your IBA membership includes access to members-only compliance resources, guidance on compliance inquiries, outstanding educational events and networking opportunities, a weekly compliance newsletter, and more!

Daily Coffee

OCC Issues Final Actions Confirming Federal Law Preempts Illinois Interchange Law. The OCC has issued an interim final order concluding that the Illinois Interchange Fee Prohibition Act (IFPA) is preempted by the National Bank Act and Home Owners’ Loan Act with respect to national banks and federal savings associations — the OCC states that such banks are not subject to, nor required to comply with, the IFPA. The OCC also has issued an interim final rule clarifying that national banks’ power to charge non-interest charges and fees includes “interchange fees from credit and debit card operations,” even when “set by or in consultation with third parties.” Read the announcement, interim final order, interim final rule, OCC Bulletin 2026-17, and OCC Bulletin 2026-18.

April 27, 2026

OCC Proposes Rescinding or Amending Unnecessary Regulations. The OCC has issued a proposed rule to rescind or amend certain regulations concerning public welfare investments, open market collateralized loan obligations, and federal savings association nondiscrimination requirements that are unnecessary, duplicative, or burdensome, consistent with President Trump’s February 2025 Executive Order directing agencies to identify and rescind certain regulations deemed unlawful. Read the proposed rule and OCC Bulletin 2026-16.

April 27, 2026

More Compliance News

Compliance Q&A

If we deny a loan application on the day we receive it, must we still send the applicant an appraisal notice?

Find Out the Answer!

IBA Compliance Connection – A Valuable Resource for IBA Members

4000+

Original IBA Q&As, together with relevant articles, court decisions, and more!

200+

Topic pages covering a broad spectrum of compliance matters, indexed by bank process and function, together with all relevant Illinois laws and federal regulations

1100+

IBA members have an exciting resource to help them — IBA Compliance Connection at GoToIBA.com — a free website for all employees of IBA member banks that will quickly become your “go to” source for Illinois banking compliance information, guidance and support — each and every day! Request access today!

Compliance Feed