Commercial Lending School Event Access

Monday, September 8 | 8:30 a.m. to 3:30 p.m.

The week begins with an introduction to the fundamentals of banking, focusing on risk management, loan evaluation, and the skills of a successful lender. The day continues with a deep dive into understanding the unique financial dynamics of different types of businesses and the importance of aligning loan structures with their specific needs.

Tuesday, September 9 | 9:00 a.m. to 3:30 p.m.

Today's class emphasizes financial analysis, guiding participants through evaluating key performance indicators using historical financial data. Attendees will learn how to interpret financial statements and tax returns to assess a borrower’s financial health accurately.

Wednesday, September 10 | 9:00 a.m. to 3:30 p.m.

This session focuses on projecting future borrower performance, where participants will learn to create proformas, projections, and stress tests. These tools help determine a borrower’s future ability to meet repayment obligations based on historical performance and various financial assumptions.

Thursday, September 11 | 9:00 a.m. to 3:30 p.m.

Today focuses on structuring loans effectively by balancing the borrower’s financial needs with appropriate repayment sources and support. In the afternoon, commercial real estate lending is explored, covering various types of loans, underwriting practices, and risk evaluation for real estate collateral.

Friday, September 12 | 9:00 a.m. to 3:30 p.m.

The morning session addresses how to detect and manage problem loans with effective strategies to minimize losses. The day concludes with a session on cultivating and managing profitable customer relationships, helping lenders add value and build long-term partnerships with borrowers.