Commercial Lending School September 12, 2025 9:00 AM - 3:30 PM Commercial Lending SchoolDay 1Day 2Day 3Day 4Day 5Watch Recorded Event - Coming Soon!ResourcesSession InformationSpeakerCommercial Lending School, Day 5The week concludes with a session on projecting future borrower performance, where participants will learn to create proformas, projections, and stress tests. These tools help determine a borrower’s future ability to meet repayment obligations based on historical performance and various financial assumptions.Watch Recorded Event COMING SOON!Day 5 Resources Modules Module 6 Appendices ABCD PowerPoints Module 6 IBA Education ProgramsComing Soon! Link 2025 GSB SchoolsComing Soon! Link Voya Bank Advisory GroupComing Soon! Link Commercial ProspectingComing Soon! Link Top Day 5 Session Information FRIDAY, SEPTEMBER 12 | 9:00am - 3:30pm PROJECTING FUTURE PERFORMANCE Projections focus on quantifying the borrower’s ability to make future payments based on past financial performance. Learning ObjectivesAt the end of this session, you will be able to: Explain the purpose of projectionsIdentify four keys to quality projectionsList information required to construct projectionsDistinguish between proformas and projectionsConstruct proformas, projections, and cash budgetsStress test projections to determine the potential impact of different assumptions on the borrower’s ability to repay debt Top Day 5 Speaker Derrick Jackson EVP & Chief Credit OfficerFirst SavingsBank Top